Florida Roofing FAQs

The questions Florida homeowners ask us most often, answered plainly.

Before you hire

Frequently asked questions

Do I need a permit to replace my roof in Florida?

Yes. A full roof replacement is permitted work, and the licensed contractor performing it should pull the permit and carry the job through final inspection.

Should I repair or replace?

Isolated damage on an otherwise sound roof is a repair. Widespread deterioration, a failed underlayment or membrane, wet decking, or damage across multiple slopes points to replacement.

Will insurance pay for my roof?

That decision belongs to your carrier. We can inspect, photograph and document the roof and organize that information for them, but no contractor can promise approval or payment.

What is a wind mitigation inspection?

It documents specific construction features — roof covering compliance, deck attachment, roof-to-wall connections, secondary water barrier and opening protection — that some carriers use in rating. It only helps if the roof actually has those features. An older roof can end up documenting items that work against you.

How long does a re-roof take?

It depends on size, system and weather. Shingle is fastest; tile and complex metal take longer. We put the schedule in the written scope.

Do you offer a workmanship guarantee?

Yes — a lifetime workmanship guarantee on our installations. The terms are provided in writing with the scope, separate from the manufacturer material warranty.

What should I do right after storm damage?

Document what you can safely see, call your carrier to report it, and get temporary protection on the roof. Emergency tarping helps limit further interior damage while the permanent repair is scheduled.

O'Brien Contracting — Florida roofing contractor, license CCC1335947. Call (239) 919-4485.

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